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Merchants can mitigate these issues by integrating reliable payment gateways with real-time monitoring and fallback options. For customers, contacting the bank to confirm account status or enabling notifications for transaction attempts can help. In some cases, outdated browser settings or incompatible devices may interfere, so ensuring up-to-date software is crucial.

To resolve bank-related payment failures, both merchants and customers must communicate effectively. Merchants should provide clear error messages, while customers should double-check card details and bank settings. By addressing these challenges proactively, businesses can enhance trust and ensure smoother online transactions in the competitive e-commerce landscape.